Current Rates as of 01/12/2026


Loan Program Rate APR Points  
Elite Conf 30 Yr Fixed 5.625 5.744 0.500
Elite Conf 15 Yr Fixed 5.000 5.190 0.500
CU Conf 5/6 ARM 5.000 5.201 0.500
CU Conf 7/6 ARM 5.250 5.443 0.500
CU Conf 10/6 ARM 5.375 5.552 0.500

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period,

And based upon the following loan amounts, LTV's & credit scores:

CU Conf ARM's: $500,000 / 70% LTV / 700 Credit Score

Elite Conforming: $500,000 / 70%LTV / 760 Credit Score

Elite Conf High-Balance: $806,501 / 70% LTV / 760 Credit Score

Prime Jumbo: $1,210,000 / 70% LTV / 760 Credit Score

The rates displayed are subject to change without notice.